Leasing Programs

Leasing Programs

our program overview for leasing

Leasing equipment is easy and flexible. With different payments structures and end of term options to choose from, iFinancial Group can structure the right lease to fit your business needs.


  • "Fair Market Value" (FMV) - This lease option is an excellent option for those customers who expect the value of their equipment to decrease quickly, or will want to upgrade their equipment at the end of their lease. With an FMV lease, customers have the option (at the end of the lease term) to either return the equipment or purchase it for its Fair Market Value. In addition, since this is a True Operating Lease, you can write off 100% of the lease rental payments as an expense.
  • $1.00 (or $125.00) Buyout - This lease is for customers who know that their equipment will not lose its value and will want to keep the equipment at the end of the lease. At the end of the lease term, simply pay the $1.00 - $125.00 option and the equipment is yours!
  • Fixed Purchase Option - This option is for those customers that favor the flexibility of an FMV lease however, want to cap their equipment buyout at a certain percentage of the equipment value. 10% is a common buyout option.


  • Seasonal Payments - Many industries are seasonally sensitive, with inconsistant income is generated during certain times of the year. iFinancial Group can arrange a payment schedule which allows payments to rise and fall in accordance with the customers sales peaks and valleys.
  • 90 Day Deferred - New equipment sometimes has a learning curve associated with it before it can generate the customer income. During this time, iFinancial Group offers the customer to defer their payments for 90 days after collecting one advance rental payment. A FULL 90 DAYS!
  • Step Payment Plan - Similar to seasonal payments, this program is tailored to customers who are looking for smaller payments to accommodate the newness of equipment. This program will begin with small payments upfront and increasing during the term of the lease.

iFinancial Group has competitive programs for a wide range of equipment. Here are just a few examples:

  • Computers
  • Software Only
  • LED Lighting
  • Plastic Injection Molding
  • Telecommunications
  • Office Furniture
  • Racking
  • Electronic Manufacturing
  • Test
  • Machine Tools
  • Construction
  • Industrial
  • Medical
  • Laboratory Instruments
  • Specialized Vehicles
  • Printing Presses
  • Food Processing
  • And Much More...